body {
	margin: 20px;
	padding: 0px;
	background-color:#3266b1;
	background-image:url(images/bckgrd.gif);
	background-repeat:repeat-x;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
}

li {
	margin-left:10px;
	margin-top:5px;
	padding-top:5px;
}

hr {
	color:#3266b1;
	background-color:#3266b1;
	width:100%;
	height:1px;
}

.header {
	margin: 0px;
	padding-top: 10px;
	font-size:14px;
	font-weight: bold;
	letter-spacing: 1px;
}

.pageheader {
	margin: 0px;
	background-color:#3266b1;
	border:1px solid #1A3B6C;
	color:#FFFFFF;
	padding: 5px;
	font-size:14px;
	font-weight: bold;
	letter-spacing: 1px;

}

.90perc {
	font-size: 90%;
	font-weight: bold;
}
.80perc {
	font-size: 80%
}
.style3 {
	color: #FFFFFF
}
.style4 {
	font-size: 14px
}

#nav {
	margin: 0px;
	padding: 0px;
	width: 200px;

}

#nav p {
	margin: 0px;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 2px;
	padding-left: 20px;
	letter-spacing: 1px;
}

#nav a {
	color: #ffffff;
	font-weight:bold;
	text-decoration: none;
	margin: 0px;
	padding: 0px 5px 5px 15px;
	width: 175px;
	display: block;
	border-bottom: 1px solid #ffffff;
}
#nav a:hover {
	color: #C0C0C0;
	font-weight:bold;
	text-decoration: none;
	margin: 0px;
	padding: 0px 5px 5px 20px;
	width: 175px;
	display: block;
	border-bottom: 1px solid #ffffff;
}


#footer {
	margin: 0px;
	padding: 0px;
	text-align:center;
}

#footer p {
	color: #ffffff;
	text-align: center;
	margin: 0px;
	padding: 5px;
	letter-spacing: 1px;
}

#footer a {
	color: #ffffff;
	text-decoration: none;
}

#footer a:hover {
	color: #ffffff;
	text-decoration:underline;
}

#lmenu {
	margin: 0px;
	padding: 0px;
	text-align:center;
	clear:both;
}

#lmenu p {
	color: #202020;
}

#lmenu a {
	color: #202020;
	text-decoration: none;
}

#lmenu a:hover {
	color: #202020;
	text-decoration:underline;
}


#content {
	padding: 10px;
	margin: 0px 0px 0px 0px;
	border-top: 1px solid #3266b1;
	border-bottom: 1px solid #3266b1;
	overflow:auto;
}

#content p {
}

#content a {
	color: #3266b1;
	text-decoration:underline;
}

#content a:hover {
	color: #333333;
	text-decoration:underline;
}

#main-left{
	float:left;
	width:284px;
}

#main-right{
	width:215px;
	float:right;
}

#faqdiv{

	background-color:#EEEEF9;
	margin:10px;
	padding:10px;
	border: 1px solid #3266b1;
}

#main-left-faq{
	width:500px;
	margin-top:15px;
	background-image:url(images/faq.jpg);
	background-repeat:no-repeat;
	line-height:1.5em;
}

#main-left-faq a{
	font-size:10px;
	text-decoration:none;
	height:1em;
	font-weight:bold;
	color:#333333;
}

.imgbdr {
   padding:5px;
   margin:5px;
   border:1px solid #021a40;
   background-color:#ffffff;
}